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To enroll you must have your Student ID (9 digit number). You will be enrolling through eCashier. Download a copy of the brochure.

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TO CHECK YOUR ACCOUNT
Log into your MyFACTS Account, using your User ID and password. If you have forgotten or misplaced yours, contact FACTS at 800-863-2287 or account@factsmgt.com.

Introduction to FACTS

To help you meet your educational expenses, Murray State College is proud to offer FACTS as a convenient budget plan. This is not a loan program. You have no debt, there are no interest or finance charges assessed, and there is no credit check. The cost to budget your interest-free monthly payment plan is a $25.00 per semester nonrefundable FACTS Enrollment Fee.

How FACTS Works

You will need to have the following information available:

1. Nine digit Student ID. (Provided by Murray State College)
2. The name, address, and e-mail address of the person responsible for making the payments.
3. Information to create your FACTS Access Code.
4. Account information for the person responsible for payment.

• If paying by automatic bank payments you will need the bank name, telephone number, account number, and the bank routing number. Most of this information is located on your check.
• If paying by credit card, you will need the credit card number and expiration date.

You may budget your tuition and fees one of two ways:

1. Automatic Bank Payment (ACH) - ACH payments are those payments you have authorized FACTS to process directly with your financial institution. It is simply a bank-to-bank transfer of funds that you have pre-approved for your expenses at Murray State College. Payments may be made from either your checking or savings account. Payments are processed on the 5th of each month and will continue until the balance is paid in full.
2. Credit Card Option - Paying with your credit card gives you the option of taking advantage of any bonus programs that may be offered by your credit card company. Your monthly payment will be automatically charged to the credit card you designate. Payments will be charged on the 5th of each month until the balance is paid in full.

FACTS Advantages

1. At Murray State College, we believe FACTS will offer many advantages to our students.
2. Students may spread their payments over a longer time period and more payments.
3. Students may pay online instead of having to come to the MSC campus.

FACTS Tuition Management Brochure

The FACTS Tuition Management Plan brochure can be picked up at the MSC campus. Click here if you would prefer to download a printable copy of the brochure.

FACTS Program Enrollment Deadlines

Summer 2006 Enrollment on e-Cashier is available beginning April 3.
Last Day to Submit Online	Required Down Payment	Number of Payments	Months of Payments
Apr 30	none	3	May - July
May 22	25%	2	June and July
May 26	50%	1	July Only
Full payments may be made on e-Cashier through June 5.
Fall 2006 Enrollment on e-Cashier is available beginning April 3.
Last Day to Submit Online	Required Down Payment	Number of Payments	Months of Payments
Apr 30	none	6	June - Nov
May 31	none	6	June - Nov
June 21	none	5	July - Nov
July 21	none	4	Aug - Nov
Aug 17	25%	2	Oct and Nov
Full payments may be made on e-Cashier through August 30.

FACTS FAQs

1. When and what time will the funds be withdrawn from my bank account?
   FACTS specifies the date each payment will occur, but it is your financial institution that determines the time of day the payment is debited. FACTS recommends you check with your financial institution to determine how far in advance funds should be deposited into your account to ensure the automatic payment clears. If a payment date falls on a weekend or banking holiday, the payment will be attempted the following business day.
2. How will I be notified of my payment information?
   Once your agreement is posted to the FACTS system, you will receive a confirmation notification of your payment amount by e-mail or letter. Payments will be processed until the total balance is paid in full. The notification has important information you must have to log on to My FACTS Account. The notification also serves as a reminder that a $25.00 per semester nonrefundable FACTS Enrollment Fee will be processed from teh account indicated on the agreement.
3. Can I pay by phone with FACTS?
   In accordance with the Terms & Conditions of your FACTS agreement, payments are processed electronically. FACTS does not accept payments by phone.
4. What is the FACTS Access Code?
   To help protect your privacy, FACTS asks the person responsible for the payments to create an access code. If you should call into FACTS inquiring about your FACTS agreement or inquire online through My FACTS Account, you will be required to verify your FACTS Access Code. If you do not create an access code on your FACTS agreement, one will be randomly assigned to you. Your FACTS Access Code will be identified on your FACTS Confirmation Notification. Please remember to keep a copy of your confirmation notification.

CONTACTS

Call the following numbers if you have questions regarding your financial aid award or your tuition balance, please call the Murray State College Business Office at (580) 371-2371 ext. 116 or AHEC at (580) 220-2861. To make changes to your address, phone, or banking information, call FACTS at 800-609-8056.